Wealth Management
Wealth management or wealth management advisory is a form of investment management and financial planning that provides solutions to a wide array of clients ranging from affluent to high-net-worth and ultra-high-net- worth
It combines other financial services to address the needs of affluent clients. It is a consultative process whereby the advisor gleans information about the client’s wants and tailors a bespoke strategy utilizing appropriate financial products and services.
A wealth management advisor or wealth manager is a type of financial advisor who utilizes the spectrum of financial disciplines available, such as financial and investment advice, legal or estate planning, accounting, and tax services, and retirement planning
Financial Planning
Mutual Funds
A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors to invest in securities like stocks, bonds, money market instruments, and other assets. Mutual funds are operated by professional money managers, who allocate the fund’s assets and attempt to produce capital gains or income for the fund’s investors. A mutual fund’s portfolio is structured and maintained to match the investment objectives stated in its prospectus.
Mutual funds give small or individual investors access to professionally managed portfolios of equities, bonds, and other securities. Each shareholder, therefore, participates proportionally in the gains or losses of the fund. Mutual funds invest in a vast number of securities, and performance is usually tracked as the change in the total market cap of the fund—derived by the aggregating performance of the underlying investments.
KEY TAKEAWAYS
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A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities.
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Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.
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Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.
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Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can affect their overall returns.
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The overwhelming majority of money in employer-sponsored retirement plans goes into mutual funds.
WHAT ARE THE BENEFITS OF INVESTING IN MUTUAL FUNDS
Many of us dread the thought of managing our own investments. With a professional fund management company, people are put in charge of various functions based on their education, experience and skills.
As an investor, you can either manage your finances yourself, or hire a professional firm. You opt for the latter when:
- You do not know how to do the job best – many of us hire someone to file our income tax returns, or almost all of us get an architect to do our house.
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You do not have enough time or inclination. It’s like hiring drivers even though we know how to drive.
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When you are likely to save money by outsourcing the job instead of doing it yourself. Like going on a journey driving your own vehicle is far costlier
Portfolio Management Services
Portfolio Management Services (PMS) is an investment portfolio in stocks, fixed income, debt, cash, structured products and other individual securities, managed by a professional money manager that can potentially be tailored to meet specific investment objectives
A portfolio gives you a holistic view of all your assets and enables you to see the gaps in your investment plan vis a vis your financial objectives. Portfolio management allows you to take more informed decisions about the kind of investments you should make
The idea is to offer clients with products that meet their needs for successful long-term wealth creation without too much of risk. The tag-line ‘Rest Assured’ epitomizes the idea to manage portfolio in a methodological way that provides superior risk-adjusted returns ensuring that clients can stay assured. We offer discretionary PMS products that help the client to meet their specialized portfolio management needs.
Bonds
